Nationwide Coverage
Transparent Coverage Terms

Explore America's Auto Warranty Protection Plans

From full bumper-to-bumper style Exclusionary protection to customizable Stated component plans and EV options, review exact covered components and exclusions below.

Maximum Coverage

Exclusionary Protection Plan

Covers ALL mechanical and electrical vehicle components except explicitly listed exclusions.

Get Exclusionary Quote
Per Visit Limit

Actual Cash Value (ACV)

NADA/J.D. Power retail value of vehicle

Aggregate Limit

$12,500 Maximum

Total benefits payable during term

Rental & Towing Perks

$180 Rental / $100 Towing

No deductible applies to towing & rental

Breakdown Coverage Summary

We pay or reimburse you for reasonable costs to repair or replace any breakdown of all mechanical or electrical parts and associated labor, minus your selected deductible. Reimbursement may utilize new, non-OEM, remanufactured, or used parts at administrator discretion. Diagnostics for covered breakdowns are included.

The America's Auto Advantage

Why Drivers Choose Us

Rental Reimbursement

Up to $30/day for 6 days ($180 max) for covered repairs over 8 hours.

Nationwide Towing

Covered up to $100 per occurrence for covered mechanical breakdowns.

Direct Shop Payment

We pay repair facilities directly over the phone—no waiting for checks.

30-Day Evaluation

30-day evaluation period for a 100% money-back refund if you cancel.

Driver Experiences

What Drivers Say About Our Claims

"My transmission failed out of state. America's Auto Warranty paid $4,200 directly to the shop. Smooth claim process!"

Marcus T. Exclusionary Plan

"Got my A/C compressor and water pump replaced under the Stated Complete plan. My mechanic called and got paid in minutes."

Sarah M. Stated Complete

"EV coverage gives me total peace of mind for my battery pack. Very professional claims staff."

David K. Electric Vehicle Plan
Got Questions?

Frequently Asked Questions

How do I file a claim when my car breaks down?

Take your vehicle to any licensed ASE-certified shop. Instruct the advisor to contact the Administrator prior to making repairs to obtain pre-authorization.

What is the deductible per repair visit?

You pay the chosen deductible listed on your Schedule Page per visit. Once a part is repaired or replaced under contract, future repairs to that part carry no deductible.

What are the limits of liability?

Per visit liability is limited to the Actual Cash Value (ACV) of the vehicle. Aggregate term liability limit is $12,500 ($12,000 for EV plans).

Ready to Protect Your Vehicle and Savings?

It takes less than 2 minutes to secure reliable, flexible, and affordable protection for your vehicle.

Get Your Free Customized Quote